RukkyHub Platform – Anti-Money Laundering (AML) Policy

RukkyHub
Website: https://rukkyhub.com
Last Updated: April 2026

1. Platform Identity & Disclosure

RukkyHub Platform operates under the trading name “RUKKYHUB”, while its legally registered entity is:

Tbazix Company Limited (CAC – Nigeria)

All users, partners, and regulatory authorities are informed that:

The trading name used on the website, marketing materials, and platform interface is RUKKYHUB.

The legal entity registered with the CAC is Tbazix Company Limited, which is used for all regulatory, tax, and compliance reporting.

Transactions, contracts, and compliance filings are carried out under the legal entity, while the platform may appear as RUKKYHUB to users.

This distinction ensures transparency and aligns with regulatory and AML compliance obligations.

2. Purpose

RukkyHub Platform is committed to preventing financial crime, including:

Money laundering

Terrorist financing

Fraud and other illegal activities

This policy applies to all users, transactions, and operations on the platform, including:

VTU and data top-ups

SMM services

Gift card trading

Marketing tools and related services

3. Scope

This AML Policy applies to:

All users of RukkyHub

All financial transactions on the platform, including VTU, SMM services, and gift card trades

Administrators and staff responsible for processing transactions and monitoring compliance

4. Know Your Customer (KYC) Requirements

To comply with AML regulations, all users must complete KYC verification before:

Withdrawing funds from platform or gift card wallets

Trading gift cards

Accessing high-volume VTU or SMM transactions

KYC verification includes:

Government-issued ID or passport

Selfie verification

Valid bank account in the user’s registered name

Optional additional documents for high-volume or upgraded accounts

Important: Accounts without verified KYC are restricted from withdrawals or high-value transactions.

5. Transaction Monitoring

RukkyHub Platform actively monitors all transactions for suspicious activity, including:

Large or frequent deposits/withdrawals inconsistent with normal behavior

Rapid or repeated trades of gift cards, SMM, or VTU services

Attempts to bypass KYC verification

Consequences of suspicious activity:

Transaction review or suspension

Account freezing pending verification

Reporting to regulatory authorities, if required by law

6. User Responsibilities

Users are responsible for:

Ensuring all gift card trades, SMM, and VTU transactions are legitimate and authorized

Not submitting used, invalid, or stolen gift cards

Not circumventing platform rules or trading outside RukkyHub systems

Providing accurate personal, banking, and KYC information

Failure to comply may result in account restrictions, suspension, or permanent ban.

7. RukkyHub Rights

RukkyHub Platform reserves the right to:

Suspend or restrict accounts due to AML, compliance, or suspicious activity

Cancel or reverse trades deemed suspicious

Request additional KYC or transaction documentation

Withhold payouts until verification is complete

8. Reporting & Compliance

RukkyHub complies with all applicable national and international AML regulations.

Transactions flagged as suspicious are reviewed and reported to relevant authorities.

Users engaging in money laundering or fraudulent activity may have accounts permanently suspended and may be reported to law enforcement.

9. Education & Awareness

RukkyHub Platform ensures:

All staff receive ongoing AML training and compliance updates

Users are informed about safe trading practices and AML responsibilities via FAQs, tutorials, and platform notifications

10. Policy Updates

RukkyHub may update this AML Policy at any time to comply with regulatory changes or improve risk management.

Users are responsible for periodically reviewing the policy

Continued use of the platform constitutes acceptance of updated terms

🔹 Core Business Emails

support@rukkyhub.com  → General inquiries
kyc@rukkyhub.com  → Verification
security@rukkyhub.com  → Security reports
api@rukkyhub.com  → Developer support

billing@rukkyhub.com → Payment & refunds